Monday, June 11, 2007

Creditwrench on replevin

Here is some recent advice posted by Creditwrench CEO Billie Bauer to those who might be facing an action in replevin.

"So if you are in foreclosure.....The first thing you need to do is to make as certain as possible that your home is totally secure, otherwise you too can come home to find your home stripped"

Absolute nonsense.

You can't make your home secure enough to remove it from the reach of the mortgage company if they have taken the necessary legal steps to take possession.

Someone doesn't just show up with a u-haul and start moving out your furniture. That's how people get shot. They arrive with the sheriff in tow. The sheriff takes possession of the property by court order and allows the creditor to take whatever steps are necessary to enter the property.

The more "secure" you make your residence, as suggested by Creditwrench CEO Billie Bauer, the more damage will occur during their entrance. But, enter they will....period.

Your state statutes clearly define what steps a creditor must take in an action in replevin, or repossession of real property.

In most states, a creditor must post a bond with the court in an amount equal to or greater than the value of the property they are seeking to take possession of.

If it is later adjudged that their taking possession of the property was not in accordance with local laws, that bond is used to compensate the homeowner for any damages. And statutory damages can run as high as double the value of the property.

So contrary to Creditwrench CEO Billie Bauers false and misleading advice, the first thing you should do when faced with a foreclosure action is to consult legal counsel to ensure your legal rights are protected.

Tuesday, June 05, 2007

Latest false and misleading information

Creditwrench CEO Billie Bauer seems to be a cornicopia of false and misleading information.

His latest disemination of false and misleading information once again concerns this authors identity. Which, by the way, is readily available on the internet to anyone who would bother to search. Go ahead, try it.

In the past, Creditwrench CEO Billie Bauer has falsely accused me of being the following individuals:

Steven Katz (flyingifr)
James Keener (of AOC fame)
Ryan Evans (pachealthcare)
Robert Paisola (excuse me while I take a hot shower to wash off the slime)

Now he has me confused with a company called CCH Consulting.

I would have suggested to Creditwrench CEO Billie Bauer that he consider seeking help from wecanseeyou.org, on of Western Capital CEO Robert Paisola's scams.

However it seems Western Capital CEO Robert Paisola gets his location information from Billie's blog. Apparently after reading Billie's blog, he called CCH Consulting to ask some very "direct" questions as to whether or not they are me. They are not me, nor am I them.

Seems Creditwrench CEO Billie Bauer and Western Capital CEO Robert Paisola have more in common than just their attempts to bilk unwary consumers of their money.

Billie and Bobby. Maybe they could combine their knowledge of consumer protection laws, skiptracing, and all of their assets and open a lemonade stand.

This page is powered by Blogger. Isn't yours?